        /* ═══════════════════════════════════════════════════════════════ */
        /* FUTURE PROJECTIONS                                               */
        /* ═══════════════════════════════════════════════════════════════ */

        .projections-card {
            overflow: hidden;
        }

        .projection-controls {
            display: flex;
            align-items: center;
            gap: var(--space-md);
        }

        .projections-content {
            display: flex;
            flex-direction: column;
            gap: var(--space-lg);
        }

        /* Horizon Selector Pills */
        .horizon-selector {
            display: flex;
            gap: 8px;
            flex-wrap: wrap;
        }

        .horizon-pill {
            padding: 8px 18px;
            font-size: var(--text-caption);
            font-weight: var(--font-medium);
            border: 1px solid var(--border-light);
            background: var(--bg-secondary);
            border-radius: var(--radius-full);
            cursor: pointer;
            color: var(--text-secondary);
            transition: background var(--duration) var(--ease), color var(--duration) var(--ease), border-color var(--duration) var(--ease), box-shadow var(--duration) var(--ease);
            white-space: nowrap;
        }

        .horizon-pill:hover {
            border-color: var(--border-medium);
            color: var(--text-primary);
            background: var(--bg-tertiary);
        }

        .horizon-pill.active {
            background: var(--person-0);
            color: white;
            border-color: var(--person-0);
            box-shadow: 0 2px 8px rgba(0, 113, 227, 0.3);
        }

        .horizon-pill-custom {
            display: flex;
            align-items: center;
            gap: 8px;
            padding-right: 10px;
        }

        .horizon-custom-input {
            width: 0;
            padding: 0;
            border: none;
            background: transparent;
            font-size: var(--text-caption);
            font-weight: var(--font-medium);
            color: var(--text-secondary);
            opacity: 0;
            transition: all var(--duration) var(--ease);
            -moz-appearance: textfield;
        }

        .horizon-custom-input::-webkit-outer-spin-button,
        .horizon-custom-input::-webkit-inner-spin-button {
            -webkit-appearance: none;
            margin: 0;
        }

        .horizon-pill-custom.active .horizon-custom-input {
            width: 52px;
            padding: 2px 6px;
            opacity: 1;
            background: rgba(255,255,255,0.2);
            border-radius: var(--radius-xs);
            color: white;
        }

        .horizon-pill-custom.active .horizon-custom-input::placeholder {
            color: rgba(255,255,255,0.6);
        }

        /* Combined Projection Chart */
        .projection-chart-card {
            background: var(--glass-bg);
            border: 1px solid var(--glass-border);
            border-radius: var(--radius-lg);
            padding: var(--space-lg);
            backdrop-filter: blur(20px);
            -webkit-backdrop-filter: blur(20px);
        }

        .chart-container {
            position: relative;
            height: 200px;
            width: 100%;
        }

        .chart-container canvas {
            max-height: 200px !important;
        }

        .chart-container-combined {
            height: 280px;
        }

        .chart-container-combined canvas {
            max-height: 280px !important;
        }

        .chart-legend {
            display: flex;
            justify-content: center;
            flex-wrap: wrap;
            gap: var(--space-sm) var(--space-lg);
            margin-top: var(--space-md);
            padding-top: var(--space-md);
            border-top: 1px solid var(--border-light);
        }

        .legend-item {
            display: flex;
            align-items: center;
            gap: 6px;
            font-size: var(--text-caption);
            color: var(--text-secondary);
        }

        .legend-dot {
            width: 8px;
            height: 8px;
            border-radius: 50%;
        }

        .legend-dot-savings {
            background: var(--person-0, #0071e3);
        }

        .legend-dot-networth {
            background: var(--success, #34c759);
        }

        /* FIRE line toggle pill — sits next to the custom horizon pill */
        .fire-line-pill {
            display: none;
            align-items: center;
            gap: 5px;
            font-size: var(--text-caption);
            font-weight: var(--font-medium);
            color: var(--text-tertiary, #aaa);
            cursor: pointer;
            padding: 8px 18px;
            border-radius: var(--radius-full);
            border: 1px dashed var(--border-light);
            background: var(--bg-secondary);
            transition: color var(--duration) var(--ease), background var(--duration) var(--ease), border-color var(--duration) var(--ease), opacity var(--duration) var(--ease);
            opacity: 0.7;
            user-select: none;
            -webkit-user-select: none;
            white-space: nowrap;
        }

        .fire-line-pill.visible {
            display: inline-flex;
        }

        .fire-line-pill:hover {
            opacity: 1;
            border-color: var(--border-medium);
            background: var(--bg-tertiary);
        }

        .fire-line-pill.active {
            color: var(--warning, #ff9500);
            border-color: var(--warning, #ff9500);
            background: rgba(255, 149, 0, 0.08);
            opacity: 1;
        }

        .legend-dot-fi-toggle {
            width: 12px;
            height: 0;
            border-top: 2px dashed currentColor;
            border-radius: 0;
        }

        /* Projection Glass Summary Cards */
        .projection-glass-cards {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: var(--space-md);
        }

        .proj-glass-card {
            background: var(--glass-bg);
            backdrop-filter: blur(var(--glass-blur));
            -webkit-backdrop-filter: blur(var(--glass-blur));
            border-radius: var(--radius-lg);
            border: 1px solid var(--glass-border);
            box-shadow: var(--glass-shadow);
            padding: var(--space-lg);
            transition: transform var(--duration) var(--ease), box-shadow var(--duration) var(--ease);
            position: relative;
            overflow: hidden;
        }

        .proj-glass-card::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 3px;
            border-radius: var(--radius-lg) var(--radius-lg) 0 0;
            opacity: 0.8;
            transition: opacity var(--duration);
        }

        .proj-glass-savings::before {
            background: linear-gradient(90deg, var(--person-0, #0071e3), #5ac8fa);
        }

        .proj-glass-networth::before {
            background: linear-gradient(90deg, var(--success, #34c759), #30d158);
        }

        .proj-glass-growth::before {
            background: linear-gradient(90deg, #5ac8fa, #64d2ff);
        }

        .proj-glass-card:hover {
            transform: translateY(-4px);
            box-shadow: 0 12px 40px rgba(0,0,0,0.12);
        }

        .proj-glass-card:hover::before {
            opacity: 1;
        }

        .proj-glass-icon {
            margin-bottom: var(--space-sm);
        }

        .proj-glass-dot {
            display: inline-block;
            width: 10px;
            height: 10px;
            border-radius: 50%;
        }

        .proj-glass-dot.savings-dot {
            background: var(--person-0, #0071e3);
            box-shadow: 0 0 8px rgba(0, 113, 227, 0.4);
        }

        .proj-glass-dot.networth-dot {
            background: var(--success, #34c759);
            box-shadow: 0 0 8px rgba(52, 199, 89, 0.4);
        }

        .proj-glass-dot.growth-dot {
            background: #5ac8fa;
            box-shadow: 0 0 8px rgba(90, 200, 250, 0.4);
        }

        .proj-glass-label {
            font-size: var(--text-small);
            color: var(--text-secondary);
            font-weight: var(--font-medium);
            margin-bottom: 4px;
        }

        .proj-glass-value {
            font-size: var(--text-heading);
            font-weight: var(--font-semibold);
            color: var(--text-primary);
            margin-bottom: 4px;
        }

        .proj-glass-sub {
            font-size: var(--text-micro, 11px);
            color: var(--text-tertiary);
        }

        .projection-details {
            background: var(--bg-secondary);
            border-radius: var(--radius-lg);
            padding: var(--space-lg);
        }

        .assets-debts-summary {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: var(--space-xl);
        }

        .summary-section h4 {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
            margin: 0 0 var(--space-md) 0;
            color: var(--text-primary);
        }

        .assets-list, .debts-list {
            display: flex;
            flex-direction: column;
            gap: var(--space-sm);
        }

        .asset-item, .debt-item {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 10px 14px;
            background: var(--bg-tertiary);
            border-radius: var(--radius-sm);
        }

        .asset-info, .debt-info {
            display: flex;
            flex-direction: column;
            gap: 2px;
        }

        .asset-name, .debt-name {
            font-size: var(--text-body);
            font-weight: var(--font-medium);
        }

        .asset-growth, .debt-rate {
            font-size: var(--text-small);
            color: var(--text-secondary);
        }

        .asset-value {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
            color: var(--success);
        }

        .debt-value {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
            color: var(--danger);
        }

        .empty-state {
            padding: var(--space-xl) var(--space-lg);
            text-align: center;
            color: var(--text-secondary);
            font-size: var(--text-caption);
        }

        /* Apple-style empty state for budget categories */
        .category-empty-state {
            padding: var(--space-2xl) var(--space-lg);
            text-align: center;
            display: flex;
            flex-direction: column;
            align-items: center;
            gap: var(--space-md);
        }

        .category-empty-state .empty-icon {
            font-size: 48px;
            opacity: 0.6;
            margin-bottom: var(--space-sm);
        }

        .category-empty-state .empty-title {
            font-size: var(--text-body);
            font-weight: var(--font-medium);
            color: var(--text-secondary);
        }

        .category-empty-state .empty-desc {
            font-size: var(--text-small);
            color: var(--text-tertiary);
            max-width: 280px;
            line-height: 1.5;
        }

        .category-empty-state .empty-action {
            margin-top: var(--space-sm);
            padding: 10px 20px;
            background: var(--person-0);
            color: white;
            border: none;
            border-radius: var(--radius-full);
            font-size: var(--text-caption);
            font-weight: var(--font-medium);
            cursor: pointer;
            transition: all var(--duration) var(--ease);
        }

        .category-empty-state .empty-action:hover {
            background: #0077ed;
            transform: scale(1.02);
        }

        /* Assets Modal */
        .assets-modal-overlay {
            position: fixed;
            inset: 0;
            background: rgba(0,0,0,0.4);
            backdrop-filter: blur(4px);
            display: flex;
            align-items: center;
            justify-content: center;
            opacity: 0;
            visibility: hidden;
            transition: all var(--duration-slow);
            z-index: 2000;
        }

        .assets-modal-overlay.show {
            opacity: 1;
            visibility: visible;
        }

        .assets-modal {
            background: var(--bg-tertiary);
            border-radius: var(--radius-lg);
            width: 90%;
            max-width: 720px;
            max-height: 80vh;
            overflow: hidden;
            transform: scale(0.9);
            transition: transform var(--duration-slow);
        }

        .assets-modal-overlay.show .assets-modal {
            transform: scale(1);
        }

        .assets-modal-header {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 20px 24px;
            border-bottom: 1px solid var(--border-light);
        }

        .assets-modal-header h3 {
            margin: 0;
            font-size: var(--text-lg);
        }

        .assets-modal-close {
            width: 32px;
            height: 32px;
            border-radius: 50%;
            border: none;
            background: var(--bg-secondary);
            font-size: var(--text-heading);
            cursor: pointer;
        }

        .assets-modal-body {
            padding: var(--space-xl);
            overflow-y: auto;
            max-height: calc(80vh - 80px);
        }

        .assets-section, .debts-section {
            margin-bottom: var(--space-xl);
        }

        .section-header {
            display: flex;
            justify-content: space-between;
            align-items: center;
            margin-bottom: var(--space-md);
        }

        .section-header h4 {
            margin: 0;
            font-size: var(--text-subheading);
        }

        .assets-items, .debts-items {
            display: flex;
            flex-direction: column;
            gap: var(--space-sm);
        }

        .asset-edit-item {
            display: grid;
            grid-template-columns: 1fr 130px 80px 32px;
            gap: var(--space-sm);
            align-items: center;
            padding: 12px 14px;
            background: var(--bg-secondary);
            border-radius: var(--radius-sm);
        }

        .debt-edit-item {
            display: grid;
            grid-template-columns: 1fr 120px 70px 100px 32px;
            gap: var(--space-sm);
            align-items: center;
            padding: 12px 14px;
            background: var(--bg-secondary);
            border-radius: var(--radius-sm);
        }

        .asset-edit-item input, .debt-edit-item input {
            padding: 8px 10px;
            font-size: var(--text-body);
            border: 1px solid var(--border-light);
            border-radius: var(--radius-sm);
            background: var(--bg-primary);
            color: var(--text-primary);
            min-width: 0;
        }

        .asset-edit-item input:focus, .debt-edit-item input:focus {
            outline: 2px solid var(--person-0);
            outline-offset: -2px;
            border-color: var(--person-0);
        }

        .asset-labels {
            display: grid;
            grid-template-columns: 1fr 130px 80px 32px;
            gap: var(--space-sm);
            padding: 0 14px 8px;
            font-size: var(--text-small);
            color: var(--text-secondary);
            font-weight: var(--font-medium);
        }

        .debt-labels {
            display: grid;
            grid-template-columns: 1fr 120px 70px 100px 32px;
            gap: var(--space-sm);
            padding: 0 14px 8px;
            font-size: var(--text-small);
            color: var(--text-secondary);
            font-weight: var(--font-medium);
        }

        .delete-asset-btn, .delete-debt-btn {
            width: 32px;
            height: 32px;
            border: none;
            background: var(--danger-light);
            color: var(--danger);
            border-radius: var(--radius-sm);
            cursor: pointer;
            font-size: var(--text-subheading);
        }

        .empty-assets, .empty-debts {
            text-align: center;
            padding: var(--space-lg);
            color: var(--text-secondary);
            background: var(--bg-secondary);
            border-radius: var(--radius-sm);
        }

        /* Budget Item Notes */
        .note-btn {
            width: 36px;
            height: 36px;
            border: none;
            background: var(--bg-secondary);
            border-radius: var(--radius-sm);
            cursor: pointer;
            font-size: var(--text-body);
            transition: all var(--duration) var(--ease);
            display: flex;
            align-items: center;
            justify-content: center;
            flex-shrink: 0;
            position: relative;
        }

        .note-btn:hover {
            background: var(--bg-tertiary);
        }

        .note-btn.has-note {
            background: var(--person-0-light);
            color: var(--person-0);
        }

        .note-btn.has-note::after {
            content: '';
            position: absolute;
            top: 2px;
            right: 2px;
            width: 6px;
            height: 6px;
            background: var(--person-0);
            border-radius: 50%;
        }

        /* Unified item action buttons (note, move, delete) */
        .item-actions-row {
            display: flex;
            gap: 6px;
            align-items: center;
        }

        .item-action-btn {
            width: 34px;
            height: 34px;
            border: none;
            border-radius: var(--radius-sm);
            background: var(--bg-secondary);
            color: var(--text-secondary);
            cursor: pointer;
            font-size: 15px;
            transition: all var(--duration-fast) var(--ease);
            display: flex;
            align-items: center;
            justify-content: center;
            flex-shrink: 0;
            position: relative;
        }

        .item-action-btn:hover {
            background: var(--bg-tertiary);
            color: var(--text-primary);
            transform: scale(1.05);
        }

        .item-action-btn:active {
            transform: scale(0.95);
        }

        .item-action-btn.has-note {
            background: var(--person-0-light);
            color: var(--person-0);
        }

        .item-action-btn.has-note::after {
            content: '';
            position: absolute;
            top: 2px;
            right: 2px;
            width: 6px;
            height: 6px;
            background: var(--person-0);
            border-radius: 50%;
        }

        .item-action-btn.danger:hover {
            background: var(--danger-light);
            color: var(--danger);
        }

        /* Share Split Modal */
        .share-split-overlay {
            position: fixed;
            inset: 0;
            background: rgba(0,0,0,0.5);
            backdrop-filter: blur(4px);
            display: flex;
            align-items: center;
            justify-content: center;
            z-index: 3500;
            opacity: 0;
            visibility: hidden;
            transition: all var(--duration-slow) var(--ease);
        }

        .share-split-overlay.show {
            opacity: 1;
            visibility: visible;
        }

        .share-split-modal {
            background: var(--bg-primary);
            border-radius: var(--radius-lg);
            padding: 28px;
            width: 520px;
            max-width: 95vw;
            transform: scale(0.9);
            transition: transform var(--duration-slow) var(--ease);
        }

        .share-split-overlay.show .share-split-modal {
            transform: scale(1);
        }

        .share-split-header {
            text-align: center;
            margin-bottom: 24px;
        }

        .share-split-title {
            font-size: var(--text-heading);
            font-weight: var(--font-bold);
            margin-bottom: 4px;
        }

        .share-split-item-name {
            font-size: var(--text-body);
            color: var(--text-secondary);
        }

        .share-split-section {
            margin-bottom: 20px;
        }

        .share-split-label {
            display: block;
            font-size: var(--text-small);
            font-weight: var(--font-semibold);
            color: var(--text-secondary);
            text-transform: uppercase;
            margin-bottom: 10px;
        }

        .share-split-total-input {
            display: flex;
            align-items: center;
            background: var(--bg-secondary);
            border-radius: var(--radius-md);
            border: 2px solid var(--border-light);
            overflow: hidden;
        }

        .share-split-total-input:focus-within {
            border-color: var(--person-0);
        }

        .share-split-currency {
            padding: 14px 16px;
            font-weight: var(--font-semibold);
            color: var(--text-secondary);
            background: var(--bg-tertiary);
        }

        .share-split-total-input input {
            flex: 1;
            padding: 14px 16px;
            font-size: var(--text-heading);
            font-weight: var(--font-bold);
            border: none;
            background: transparent;
            color: var(--text-primary);
        }

        .share-split-total-input input:focus {
            outline: 2px solid var(--primary);
            outline-offset: -2px;
        }

        .share-split-methods {
            display: flex;
            flex-direction: column;
            gap: var(--space-sm);
        }

        .share-split-method {
            display: flex;
            align-items: center;
            gap: var(--space-md);
            padding: 14px 16px;
            background: var(--bg-secondary);
            border: 2px solid var(--border-light);
            border-radius: var(--radius-md);
            cursor: pointer;
            transition: all var(--duration) var(--ease);
        }

        .share-split-method:hover {
            border-color: var(--person-0-light);
            background: var(--bg-tertiary);
        }

        .share-split-method.selected {
            border-color: var(--person-0);
            background: var(--person-0-light);
        }

        .share-split-method-icon {
            font-size: var(--text-heading);
        }

        .share-split-method-info {
            flex: 1;
        }

        .share-split-method-name {
            font-weight: var(--font-semibold);
            font-size: var(--text-body);
        }

        .share-split-method-desc {
            font-size: var(--text-small);
            color: var(--text-secondary);
        }

        .share-split-method-values {
            text-align: right;
            font-size: var(--text-caption);
            font-weight: var(--font-semibold);
        }


        .share-split-preview {
            display: flex;
            flex-direction: column;
            gap: var(--space-md);
            margin-bottom: 20px;
            padding: var(--space-lg);
            background: var(--bg-secondary);
            border-radius: var(--radius-md);
        }

        .share-split-preview-card {
            display: flex;
            align-items: center;
            justify-content: space-between;
            min-width: 0;
            padding: var(--space-md) var(--space-lg);
            border-radius: var(--radius-sm);
        }

        .share-split-preview-card.person-0 { background: var(--person-0-light); border: 2px solid var(--person-0); }
        .share-split-preview-card.person-1 { background: var(--person-1-light); border: 2px solid var(--person-1); }
        .share-split-preview-card.person-2 { background: var(--person-2-light); border: 2px solid var(--person-2); }
        .share-split-preview-card.person-3 { background: var(--person-3-light); border: 2px solid var(--person-3); }
        .share-split-preview-card.person-4 { background: var(--person-4-light); border: 2px solid var(--person-4); }

        .share-split-preview-name {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
            white-space: nowrap;
        }

        .share-split-preview-amount-input {
            display: flex;
            align-items: center;
            gap: var(--space-xs);
            min-width: 0;
            flex-shrink: 0;
        }

        .share-split-preview-amount-input .currency-prefix {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
            color: var(--text-secondary);
        }

        .share-split-preview-amount-input input {
            width: 160px;
            min-width: 0;
            padding: 10px 12px;
            font-size: var(--text-subheading);
            font-weight: var(--font-bold);
            border: 2px solid var(--border-light);
            border-radius: var(--radius-sm);
            text-align: right;
            background: var(--bg-tertiary);
            transition: all var(--duration) var(--ease);
            box-sizing: border-box;
        }

        .share-split-preview-card.person-0 .share-split-preview-amount-input input { color: var(--person-0); }
        .share-split-preview-card.person-0 .share-split-preview-amount-input input:focus { border-color: var(--person-0); outline: none; box-shadow: 0 0 0 4px var(--person-0-light); }
        .share-split-preview-card.person-1 .share-split-preview-amount-input input { color: var(--person-1); }
        .share-split-preview-card.person-1 .share-split-preview-amount-input input:focus { border-color: var(--person-1); outline: none; box-shadow: 0 0 0 4px var(--person-1-light); }
        .share-split-preview-card.person-2 .share-split-preview-amount-input input { color: var(--person-2); }
        .share-split-preview-card.person-2 .share-split-preview-amount-input input:focus { border-color: var(--person-2); outline: none; box-shadow: 0 0 0 4px var(--person-2-light); }
        .share-split-preview-card.person-3 .share-split-preview-amount-input input { color: var(--person-3); }
        .share-split-preview-card.person-3 .share-split-preview-amount-input input:focus { border-color: var(--person-3); outline: none; box-shadow: 0 0 0 4px var(--person-3-light); }
        .share-split-preview-card.person-4 .share-split-preview-amount-input input { color: var(--person-4); }
        .share-split-preview-card.person-4 .share-split-preview-amount-input input:focus { border-color: var(--person-4); outline: none; box-shadow: 0 0 0 4px var(--person-4-light); }

        .share-split-validation {
            text-align: center;
            padding: var(--space-sm);
            margin-top: -8px;
            margin-bottom: 8px;
        }

        .share-split-validation .validation-error {
            color: var(--danger);
            font-size: var(--text-caption);
            font-weight: var(--font-medium);
        }

        .share-split-actions {
            display: flex;
            gap: var(--space-md);
        }

        .share-split-actions .btn {
            flex: 1;
        }

        /* Notes Modal */
        .notes-modal-overlay {
            position: fixed;
            inset: 0;
            background: rgba(0,0,0,0.5);
            display: flex;
            align-items: center;
            justify-content: center;
            z-index: 3000;
            opacity: 0;
            visibility: hidden;
            transition: all var(--duration-slow) var(--ease);
        }

        .notes-modal-overlay.show {
            opacity: 1;
            visibility: visible;
        }

        .notes-modal {
            background: var(--bg-primary);
            border-radius: var(--radius-lg);
            padding: var(--space-xl);
            width: 400px;
            max-width: 90vw;
            transform: scale(0.9);
            transition: transform var(--duration-slow) var(--ease);
        }

        .notes-modal-overlay.show .notes-modal {
            transform: scale(1);
        }

        .notes-modal-header {
            display: flex;
            justify-content: space-between;
            align-items: center;
            margin-bottom: 16px;
        }

        .notes-modal-title {
            font-size: var(--text-subheading);
            font-weight: var(--font-semibold);
        }

        .notes-modal-item {
            font-size: var(--text-caption);
            color: var(--text-secondary);
        }

        .notes-textarea {
            width: 100%;
            min-height: 120px;
            padding: var(--space-md);
            font-size: var(--text-body);
            font-family: inherit;
            border: 1px solid var(--border-light);
            border-radius: var(--radius-sm);
            background: var(--bg-secondary);
            color: var(--text-primary);
            resize: vertical;
        }

        .notes-textarea:focus {
            outline: 2px solid var(--person-0);
            outline-offset: -2px;
            border-color: var(--person-0);
        }

        .notes-textarea::placeholder {
            color: var(--text-muted);
        }

        .notes-modal-actions {
            display: flex;
            gap: var(--space-md);
            margin-top: 16px;
        }

        .notes-modal-actions .btn {
            flex: 1;
        }

        /* Quick Tools Bar - Floating */
        .quick-tools {
            position: fixed;
            bottom: 24px;
            left: 50%;
            transform: translateX(-50%);
            display: flex;
            gap: var(--space-sm);
            padding: 12px 16px;
            background: var(--bg-primary);
            border-radius: var(--radius-lg);
            box-shadow: 0 8px 32px rgba(0,0,0,0.15), 0 0 0 1px var(--border-light);
            z-index: 100;
            backdrop-filter: blur(20px);
        }

        [data-theme="dark"] .quick-tools {
            background: rgba(44, 44, 46, 0.95);
            box-shadow: 0 8px 32px rgba(0,0,0,0.4), 0 0 0 1px var(--border-light);
        }

        .quick-tool-btn {
            display: flex;
            align-items: center;
            gap: var(--space-xs);
            padding: 10px 14px;
            background: var(--bg-secondary);
            border: none;
            border-radius: var(--radius-sm);
            font-size: var(--text-small);
            font-weight: var(--font-semibold);
            cursor: pointer;
            transition: background var(--duration) var(--ease), color var(--duration) var(--ease), transform var(--duration) var(--ease);
            color: var(--text-primary);
        }

        .quick-tool-btn:hover {
            background: var(--person-0);
            color: white;
            transform: translateY(-2px);
        }

        .quick-tool-btn .quick-tool-icon {
            font-size: var(--text-body);
        }

        @media (max-width: 768px) {
            .quick-tools {
                bottom: 16px;
                padding: 8px 12px;
                gap: var(--space-xs);
            }
            .quick-tool-btn {
                padding: 8px 10px;
                font-size: var(--text-micro);
            }
            .quick-tool-btn span:not(.quick-tool-icon) {
                display: none;
            }
        }

        .split-result-name {
            display: flex;
            align-items: center;
            gap: var(--space-sm);
            font-weight: var(--font-medium);
        }

        .split-result-avatar {
            width: 28px;
            height: 28px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: var(--text-small);
            font-weight: var(--font-semibold);
            color: white;
        }

        .split-result-avatar.person-0 { background: var(--person-0); }
        .split-result-avatar.person-1 { background: var(--person-1); }
        .split-result-avatar.person-2 { background: var(--person-2); }
        .split-result-avatar.person-3 { background: var(--person-3); }
        .split-result-avatar.person-4 { background: var(--person-4); }

        .split-result-amount {
            font-size: var(--text-lg);
            font-weight: var(--font-bold);
        }

        .split-result-amount.person-0 { color: var(--person-0); }
        .split-result-amount.person-1 { color: var(--person-1); }
        .split-result-amount.person-2 { color: var(--person-2); }
        .split-result-amount.person-3 { color: var(--person-3); }
        .split-result-amount.person-4 { color: var(--person-4); }

        .paycheck-card {
            background: var(--bg-primary);
            border-radius: var(--radius-lg);
            padding: var(--space-lg);
            margin-bottom: 16px;
            border: 1px solid var(--border-light);
        }

        .paycheck-item {
            display: flex;
            align-items: center;
            gap: var(--space-md);
        }

        .paycheck-item-amount {
            width: 90px;
            text-align: right;
            font-size: var(--text-caption);
            font-weight: var(--font-semibold);
        }

        .share-stat {
            text-align: center;
            background: rgba(255,255,255,0.15);
            border-radius: var(--radius-md);
            padding: 16px 8px;
        }

        .share-stat-value {
            font-size: var(--text-lg);
            font-weight: var(--font-bold);
        }

        .share-stat-label {
            font-size: var(--text-micro);
            opacity: 0.8;
            margin-top: 4px;
            text-transform: uppercase;
        }

        /* Split Calculator - Additional Styles */
        .split-calculator-overlay {
            position: fixed;
            inset: 0;
            background: rgba(0,0,0,0.5);
            backdrop-filter: blur(4px);
            display: flex;
            align-items: center;
            justify-content: center;
            z-index: 3000;
            opacity: 0;
            visibility: hidden;
            transition: all var(--duration-slow) var(--ease);
        }

        .split-calculator-overlay.show {
            opacity: 1;
            visibility: visible;
        }

        .split-calculator-modal {
            background: var(--bg-primary);
            border-radius: var(--radius-lg);
            padding: 28px;
            width: 480px;
            max-width: 95vw;
            max-height: 90vh;
            overflow-y: auto;
            transform: scale(0.9);
            transition: transform var(--duration-slow) var(--ease);
        }

        .split-calculator-overlay.show .split-calculator-modal {
            transform: scale(1);
        }

        .split-calc-header {
            text-align: center;
            position: sticky;
            top: -28px;
            margin: -28px -28px 24px -28px;
            padding: 28px 28px 16px;
            background: var(--bg-primary);
            z-index: 2;
            border-bottom: 1px solid var(--border-light);
        }

        .split-calc-title {
            font-size: 22px;
            font-weight: var(--font-bold);
            margin-bottom: 4px;
        }

        .split-calc-subtitle {
            font-size: var(--text-caption);
            color: var(--text-secondary);
        }

        .split-calc-section {
            margin-bottom: 20px;
        }

        .split-calc-label {
            display: block;
            font-size: var(--text-small);
            font-weight: var(--font-semibold);
            color: var(--text-secondary);
            text-transform: uppercase;
            margin-bottom: 10px;
        }

        .split-calc-input-group {
            display: flex;
            align-items: center;
            background: var(--bg-secondary);
            border-radius: var(--radius-md);
            border: 2px solid var(--border-light);
            overflow: hidden;
        }

        .split-calc-input-group:focus-within {
            border-color: var(--person-0);
        }

        .split-calc-currency {
            padding: 14px 16px;
            font-weight: var(--font-semibold);
            color: var(--text-secondary);
            background: var(--bg-tertiary);
        }

        .split-calc-input {
            flex: 1;
            padding: 14px 16px;
            font-size: var(--text-lg);
            font-weight: var(--font-semibold);
            border: none;
            background: transparent;
            color: var(--text-primary);
        }

        .split-calc-input:focus {
            outline: 2px solid var(--primary);
            outline-offset: -2px;
        }

        .split-calc-methods {
            display: flex;
            flex-direction: column;
            gap: var(--space-sm);
        }

        .split-method-btn {
            display: flex;
            align-items: center;
            gap: var(--space-md);
            padding: 14px 16px;
            background: var(--bg-secondary);
            border: 2px solid var(--border-light);
            border-radius: var(--radius-md);
            cursor: pointer;
            transition: all var(--duration) var(--ease);
            text-align: left;
        }

        .split-method-btn:hover {
            border-color: var(--person-0-light);
            background: var(--bg-tertiary);
        }

        .split-method-btn.active {
            border-color: var(--person-0);
            background: var(--person-0-light);
        }

        .split-method-btn .method-icon {
            font-size: var(--text-heading);
        }

        .split-method-btn span:nth-child(2) {
            flex: 1;
            font-weight: var(--font-semibold);
        }

        .split-method-btn .method-desc {
            font-size: var(--text-small);
            color: var(--text-secondary);
        }

        .custom-ratio-inputs {
            display: flex;
            flex-wrap: wrap;
            gap: var(--space-lg);
        }

        .custom-ratio-input {
            flex: 1 1 80px;
        }

        .custom-ratio-input label {
            display: block;
            font-size: var(--text-micro);
            color: var(--text-secondary);
            margin-bottom: 6px;
        }

        .custom-ratio-input input {
            width: 100%;
            padding: 10px 12px;
            font-size: var(--text-subheading);
            font-weight: var(--font-semibold);
            border: 2px solid var(--border-light);
            border-radius: var(--radius-sm);
            background: var(--bg-secondary);
            color: var(--text-primary);
            text-align: center;
        }

        .split-calc-results {
            display: none;
            flex-direction: column;
            gap: var(--space-md);
            margin-bottom: 20px;
        }

        .split-result-card {
            display: flex;
            align-items: center;
            gap: var(--space-lg);
            padding: var(--space-lg);
            border-radius: var(--radius-md);
            background: var(--bg-secondary);
        }

        .split-result-card.person-0 { border: 2px solid var(--person-0); background: var(--person-0-light); }
        .split-result-card.person-1 { border: 2px solid var(--person-1); background: var(--person-1-light); }
        .split-result-card.person-2 { border: 2px solid var(--person-2); background: var(--person-2-light); }
        .split-result-card.person-3 { border: 2px solid var(--person-3); background: var(--person-3-light); }
        .split-result-card.person-4 { border: 2px solid var(--person-4); background: var(--person-4-light); }

        .split-result-avatar {
            width: 44px;
            height: 44px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: var(--font-bold);
            font-size: var(--text-subheading);
            color: white;
            flex-shrink: 0;
        }

        .split-result-card.person-0 .split-result-avatar { background: var(--person-0); }
        .split-result-card.person-1 .split-result-avatar { background: var(--person-1); }
        .split-result-card.person-2 .split-result-avatar { background: var(--person-2); }
        .split-result-card.person-3 .split-result-avatar { background: var(--person-3); }
        .split-result-card.person-4 .split-result-avatar { background: var(--person-4); }

        .split-result-info {
            flex: 1;
            min-width: 0;
        }

        .split-result-name {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
            color: var(--text-primary);
        }

        .split-result-percent {
            font-size: var(--text-small);
            color: var(--text-secondary);
        }

        .split-result-amount {
            font-size: var(--text-title);
            font-weight: var(--font-bold);
            white-space: nowrap;
            flex-shrink: 0;
        }

        .split-result-card.person-0 .split-result-amount { color: var(--person-0); }
        .split-result-card.person-1 .split-result-amount { color: var(--person-1); }
        .split-result-card.person-2 .split-result-amount { color: var(--person-2); }
        .split-result-card.person-3 .split-result-amount { color: var(--person-3); }
        .split-result-card.person-4 .split-result-amount { color: var(--person-4); }

        .split-calc-actions {
            display: flex;
            gap: var(--space-md);
        }

        .split-calc-actions .btn {
            flex: 1;
        }

        /* Paycheck Breakdown - Full Screen Overlay */
        .paycheck-overlay {
            position: fixed;
            inset: 0;
            background: rgba(0,0,0,0.5);
            backdrop-filter: blur(4px);
            display: flex;
            align-items: center;
            justify-content: center;
            z-index: 2500;
            opacity: 0;
            visibility: hidden;
            transition: all var(--duration-slow) var(--ease);
        }

        .paycheck-overlay.show {
            opacity: 1;
            visibility: visible;
        }

        .paycheck-modal {
            background: var(--bg-primary);
            border-radius: var(--radius-lg);
            padding: 28px;
            width: 90%;
            max-width: 900px;
            max-height: 85vh;
            overflow-y: auto;
            transform: scale(0.9);
            transition: transform var(--duration-slow) var(--ease);
        }

        .paycheck-overlay.show .paycheck-modal {
            transform: scale(1);
        }

        .paycheck-modal-header {
            display: flex;
            justify-content: space-between;
            align-items: center;
            position: sticky;
            top: -28px;
            margin: -28px -28px 24px -28px;
            padding: 28px 28px 16px;
            background: var(--bg-primary);
            z-index: 2;
            border-bottom: 1px solid var(--border-light);
        }

        .paycheck-modal-title {
            font-size: 22px;
            font-weight: var(--font-bold);
        }

        .paycheck-modal-close {
            width: 36px;
            height: 36px;
            border: none;
            background: var(--bg-secondary);
            border-radius: 50%;
            font-size: var(--text-heading);
            cursor: pointer;
            display: flex;
            align-items: center;
            justify-content: center;
            color: var(--text-secondary);
            transition: all var(--duration);
        }

        .paycheck-modal-close:hover {
            background: var(--danger-light);
            color: var(--danger);
        }

        .paycheck-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: var(--space-xl);
        }

        @media (max-width: 768px) {
            .paycheck-grid {
                grid-template-columns: 1fr;
            }
        }

        .paycheck-card {
            background: var(--bg-secondary);
            border-radius: var(--radius-lg);
            padding: var(--space-lg);
        }

        .paycheck-card.person-0-card { border-top: 4px solid var(--person-0); }
        .paycheck-card.person-1-card { border-top: 4px solid var(--person-1); }
        .paycheck-card.person-2-card { border-top: 4px solid var(--person-2); }
        .paycheck-card.person-3-card { border-top: 4px solid var(--person-3); }
        .paycheck-card.person-4-card { border-top: 4px solid var(--person-4); }

        .paycheck-card-header {
            display: flex;
            justify-content: space-between;
            align-items: center;
            margin-bottom: 16px;
        }

        .paycheck-card-name {
            font-size: var(--text-subheading);
            font-weight: var(--font-semibold);
        }

        .paycheck-card-total {
            font-size: var(--text-heading);
            font-weight: var(--font-bold);
        }

        .paycheck-card.person-0-card .paycheck-card-total { color: var(--person-0); }
        .paycheck-card.person-1-card .paycheck-card-total { color: var(--person-1); }
        .paycheck-card.person-2-card .paycheck-card-total { color: var(--person-2); }
        .paycheck-card.person-3-card .paycheck-card-total { color: var(--person-3); }
        .paycheck-card.person-4-card .paycheck-card-total { color: var(--person-4); }

        .paycheck-visual {
            margin-bottom: 16px;
        }

        .paycheck-bar {
            display: flex;
            height: 28px;
            border-radius: var(--radius-md);
            overflow: hidden;
            background: var(--bg-tertiary);
        }

        .paycheck-segment {
            transition: width 0.6s ease;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: var(--text-micro);
            font-weight: var(--font-semibold);
            color: white;
        }

        .paycheck-items {
            display: flex;
            flex-direction: column;
            gap: var(--space-sm);
            max-height: 300px;
            overflow-y: auto;
        }

        .paycheck-item {
            display: flex;
            align-items: center;
            gap: var(--space-sm);
            padding: 10px 12px;
            background: var(--bg-primary);
            border-radius: var(--radius-sm);
        }

        .paycheck-item.buffer-item {
            background: linear-gradient(135deg, #f5f5f7, #e8e8ed);
        }

        [data-theme="dark"] .paycheck-item.buffer-item {
            background: linear-gradient(135deg, #3a3a3c, #2c2c2e);
        }

        .paycheck-item-icon {
            font-size: var(--text-subheading);
        }

        .paycheck-item-name {
            flex: 1;
            font-size: var(--text-caption);
            font-weight: var(--font-medium);
        }

        .paycheck-item-amount {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
        }

        .paycheck-item-pct {
            font-size: var(--text-small);
            color: var(--text-secondary);
            width: 50px;
            text-align: right;
        }

        /* Share Summary Card */
        .share-summary-card {
            background: var(--bg-primary);
        }

        /* 2 people: flex row with VS dividers (original design) */
        .share-summary-content {
            display: flex;
            gap: var(--space-xl);
            align-items: stretch;
        }

        /* 3+ people: switch to wrapping grid, hide VS dividers */
        .share-summary-content[data-persons="3"],
        .share-summary-content[data-persons="4"],
        .share-summary-content[data-persons="5"] {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: var(--space-lg);
        }

        .share-summary-content[data-persons="3"] .share-divider,
        .share-summary-content[data-persons="4"] .share-divider,
        .share-summary-content[data-persons="5"] .share-divider {
            display: none;
        }

        @media (max-width: 768px) {
            .share-summary-content {
                flex-direction: column;
            }
            .share-summary-content[data-persons="3"],
            .share-summary-content[data-persons="4"],
            .share-summary-content[data-persons="5"] {
                grid-template-columns: 1fr;
            }
        }

        .share-column {
            flex: 1;
            padding: var(--space-md);
            border-radius: var(--radius-lg);
            background: var(--bg-secondary);
        }

        .share-column.person-0-column { border: 2px solid var(--person-0); }
        .share-column.person-1-column { border: 2px solid var(--person-1); }
        .share-column.person-2-column { border: 2px solid var(--person-2); }
        .share-column.person-3-column { border: 2px solid var(--person-3); }
        .share-column.person-4-column { border: 2px solid var(--person-4); }

        .share-column-header {
            display: flex;
            flex-direction: column;
            align-items: flex-start;
            gap: 2px;
            margin-bottom: 10px;
            padding-bottom: 8px;
            border-bottom: 1px solid var(--border-light);
        }

        .share-name {
            font-size: var(--text-subheading);
            font-weight: var(--font-semibold);
        }

        .share-income {
            font-size: var(--text-caption);
            color: var(--text-secondary);
        }

        .share-stats {
            display: flex;
            flex-direction: column;
            gap: var(--space-sm);
        }

        .share-stat {
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .share-stat-label {
            font-size: var(--text-caption);
            color: var(--text-secondary);
        }

        .share-stat-value {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
        }

        .share-divider {
            display: flex;
            align-items: center;
            justify-content: center;
            padding: 0 12px;
        }

        .share-vs {
            width: 40px;
            height: 40px;
            border-radius: 50%;
            background: var(--bg-secondary);
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: var(--text-small);
            font-weight: var(--font-bold);
            color: var(--text-secondary);
        }

        .share-balance-bar {
            margin-top: 20px;
            padding-top: 16px;
            border-top: 1px solid var(--border-light);
        }

        .share-balance-label {
            font-size: var(--text-small);
            font-weight: var(--font-semibold);
            color: var(--text-secondary);
            text-transform: uppercase;
            margin-bottom: 10px;
        }

        .share-balance-visual {
            display: flex;
            height: 28px;
            border-radius: var(--radius-md);
            overflow: hidden;
            background: var(--bg-secondary);
        }

        .share-balance-fill {
            transition: width 0.6s ease;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: var(--text-micro);
            font-weight: var(--font-semibold);
            color: white;
        }

        .share-balance-fill.person-0 { background: var(--person-0); }
        .share-balance-fill.person-1 { background: var(--person-1); }
        .share-balance-fill.person-2 { background: var(--person-2); }
        .share-balance-fill.person-3 { background: var(--person-3); }
        .share-balance-fill.person-4 { background: var(--person-4); }

        .share-balance-legend {
            display: flex;
            flex-wrap: wrap;
            gap: 4px var(--space-md);
            margin-top: 8px;
            font-size: var(--text-small);
            color: var(--text-secondary);
        }

        .share-balance-legend-item {
            display: flex;
            align-items: center;
            gap: 6px;
        }

        .share-balance-dot {
            width: 8px;
            height: 8px;
            border-radius: 50%;
            flex-shrink: 0;
        }

        .share-balance-dot.person-0 { background: var(--person-0); }
        .share-balance-dot.person-1 { background: var(--person-1); }
        .share-balance-dot.person-2 { background: var(--person-2); }
        .share-balance-dot.person-3 { background: var(--person-3); }
        .share-balance-dot.person-4 { background: var(--person-4); }

        /* ═══════════════════════════════════════════════════════════════ */
        /* MULTI-PERSON COMPACT LAYOUT (3+ people)                        */
        /* ═══════════════════════════════════════════════════════════════ */

        /* "You" badge — used across all compact sections */
        .you-badge {
            display: inline-block;
            font-size: var(--text-micro);
            font-weight: var(--font-semibold);
            color: var(--success);
            background: var(--success-light);
            padding: 1px 6px;
            border-radius: 6px;
            margin-left: 6px;
            vertical-align: middle;
        }

        /* ═══════════════════════════════════════════
           SECTION 1: Buffer — Your Card (hero) + Others (compact strip)
           Matches mockup-5person-dashboard.html
           ═══════════════════════════════════════════ */

        .your-buffer-card {
            background: var(--glass-bg);
            backdrop-filter: blur(var(--glass-blur));
            -webkit-backdrop-filter: blur(var(--glass-blur));
            border-radius: var(--radius-xl);
            padding: 24px 28px;
            border: 2px solid var(--person-0);
            box-shadow: 0 8px 32px rgba(0, 113, 227, 0.1);
            position: relative;
            overflow: hidden;
        }

        .your-buffer-card::before {
            content: '';
            position: absolute;
            top: 0; left: 0; right: 0;
            height: 4px;
        }

        .your-buffer-card.person-0 { border-color: var(--person-0); }
        .your-buffer-card.person-0::before { background: var(--person-0-gradient); }
        .your-buffer-card.person-1 { border-color: var(--person-1); box-shadow: 0 8px 32px rgba(175, 82, 222, 0.1); }
        .your-buffer-card.person-1::before { background: var(--person-1-gradient); }
        .your-buffer-card.person-2 { border-color: var(--person-2); box-shadow: 0 8px 32px rgba(52, 199, 89, 0.1); }
        .your-buffer-card.person-2::before { background: var(--person-2-gradient); }
        .your-buffer-card.person-3 { border-color: var(--person-3); box-shadow: 0 8px 32px rgba(255, 149, 0, 0.1); }
        .your-buffer-card.person-3::before { background: var(--person-3-gradient); }
        .your-buffer-card.person-4 { border-color: var(--person-4); box-shadow: 0 8px 32px rgba(255, 59, 48, 0.1); }
        .your-buffer-card.person-4::before { background: var(--person-4-gradient); }

        .your-card-header {
            display: flex;
            align-items: center;
            gap: 14px;
            margin-bottom: 20px;
        }

        .your-card-name {
            font-size: 18px;
            font-weight: var(--font-bold);
        }

        .your-card-income {
            font-size: 13px;
            color: var(--text-secondary);
        }

        .your-stats-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 10px;
        }

        .your-stat {
            text-align: center;
            padding: 14px 8px;
            background: var(--bg-secondary);
            border-radius: var(--radius-md);
        }

        .your-stat-value {
            font-size: 17px;
            font-weight: var(--font-bold);
            font-variant-numeric: tabular-nums;
        }

        .your-stat-label {
            font-size: 10px;
            color: var(--text-secondary);
            text-transform: uppercase;
            letter-spacing: 0.03em;
            margin-top: 4px;
        }

        /* Others — compact horizontal strip */
        .others-strip-label {
            font-size: 11px;
            font-weight: var(--font-semibold);
            color: var(--text-secondary);
            text-transform: uppercase;
            letter-spacing: 0.05em;
            margin-bottom: 8px;
            margin-top: 12px;
            padding-left: 2px;
        }

        .others-strip {
            display: grid;
            gap: 8px;
        }

        /* Adapt grid columns to actual number of other members */
        .others-strip[data-count="1"] { grid-template-columns: 1fr; max-width: 400px; }
        .others-strip[data-count="2"] { grid-template-columns: repeat(2, 1fr); }
        .others-strip[data-count="3"] { grid-template-columns: repeat(3, 1fr); }
        .others-strip[data-count="4"] { grid-template-columns: repeat(4, 1fr); }

        .other-card {
            background: var(--glass-bg);
            backdrop-filter: blur(var(--glass-blur));
            -webkit-backdrop-filter: blur(var(--glass-blur));
            border-radius: var(--radius-md);
            padding: 12px 14px;
            border: 1px solid var(--glass-border);
            display: flex;
            align-items: center;
            gap: 10px;
            position: relative;
            overflow: hidden;
            transition: all 0.2s ease;
            cursor: pointer;
        }

        .other-card:hover {
            transform: translateY(-1px);
            box-shadow: var(--shadow-md);
        }

        .other-card::before {
            content: '';
            position: absolute;
            top: 0; left: 0; bottom: 0;
            width: 3px;
        }

        .other-card.person-0::before { background: var(--person-0-gradient); }
        .other-card.person-1::before { background: var(--person-1-gradient); }
        .other-card.person-2::before { background: var(--person-2-gradient); }
        .other-card.person-3::before { background: var(--person-3-gradient); }
        .other-card.person-4::before { background: var(--person-4-gradient); }

        .other-card-info {
            flex: 1;
            min-width: 0;
        }

        .other-card-name {
            font-size: 12px;
            font-weight: var(--font-semibold);
            white-space: nowrap;
            overflow: hidden;
            text-overflow: ellipsis;
        }

        .other-card-sub {
            font-size: 10px;
            color: var(--text-secondary);
        }

        .other-card-buffer {
            text-align: right;
            flex-shrink: 0;
        }

        .other-card-buffer-value {
            font-size: 14px;
            font-weight: var(--font-bold);
            font-variant-numeric: tabular-nums;
        }

        .other-card-buffer-label {
            font-size: 9px;
            color: var(--text-secondary);
            text-transform: uppercase;
        }

        /* ═══════════════════════════════════════════
           SECTION 2: Savings — Your ring (large) + others (mini)
           ═══════════════════════════════════════════ */

        .proposed-savings {
            display: flex;
            gap: 28px;
            align-items: flex-start;
            margin-top: 20px;
        }

        .your-savings {
            flex: 0 0 auto;
            text-align: center;
            padding: 24px 28px;
            background: var(--bg-secondary);
            border-radius: var(--radius-lg);
            border: 2px solid var(--person-0);
            position: relative;
            overflow: hidden;
        }

        .your-savings::before {
            content: '';
            position: absolute;
            top: 0; left: 0; right: 0;
            height: 4px;
        }

        .your-savings.person-0 { border-color: var(--person-0); }
        .your-savings.person-0::before { background: var(--person-0-gradient); }
        .your-savings.person-1 { border-color: var(--person-1); }
        .your-savings.person-1::before { background: var(--person-1-gradient); }
        .your-savings.person-2 { border-color: var(--person-2); }
        .your-savings.person-2::before { background: var(--person-2-gradient); }
        .your-savings.person-3 { border-color: var(--person-3); }
        .your-savings.person-3::before { background: var(--person-3-gradient); }
        .your-savings.person-4 { border-color: var(--person-4); }
        .your-savings.person-4::before { background: var(--person-4-gradient); }

        .your-savings .savings-rate-value {
            font-size: 26px;
        }

        .your-savings-name {
            font-size: 14px;
            font-weight: var(--font-semibold);
            color: var(--text-primary);
            margin-bottom: 14px;
        }

        .your-savings-amount {
            font-size: 13px;
            color: var(--text-secondary);
            margin-top: 4px;
        }

        .your-savings-amount strong {
            color: var(--text-primary);
            font-weight: var(--font-semibold);
        }

        .others-savings-col {
            flex: 1;
            display: flex;
            flex-direction: column;
            gap: 8px;
        }

        .other-savings-row {
            display: flex;
            align-items: center;
            gap: 12px;
            padding: 10px 14px;
            background: var(--bg-secondary);
            border-radius: var(--radius-md);
            position: relative;
            overflow: hidden;
        }

        .other-savings-row::before {
            content: '';
            position: absolute;
            top: 0; left: 0; bottom: 0;
            width: 3px;
        }

        .other-savings-row.person-0::before { background: var(--person-0-gradient); }
        .other-savings-row.person-1::before { background: var(--person-1-gradient); }
        .other-savings-row.person-2::before { background: var(--person-2-gradient); }
        .other-savings-row.person-3::before { background: var(--person-3-gradient); }
        .other-savings-row.person-4::before { background: var(--person-4-gradient); }

        .mini-ring {
            width: 44px;
            height: 44px;
            position: relative;
            flex-shrink: 0;
        }

        .mini-ring svg {
            transform: rotate(-90deg);
            width: 100%;
            height: 100%;
        }

        .mini-ring circle {
            fill: none;
            stroke-width: 6;
        }

        .mini-ring .bg { stroke: var(--bg-tertiary); }
        .mini-ring .fill { stroke-linecap: round; transition: stroke-dashoffset 1s ease; }

        .mini-ring .fill.person-0 { stroke: var(--person-0); }
        .mini-ring .fill.person-1 { stroke: var(--person-1); }
        .mini-ring .fill.person-2 { stroke: var(--person-2); }
        .mini-ring .fill.person-3 { stroke: var(--person-3); }
        .mini-ring .fill.person-4 { stroke: var(--person-4); }

        .mini-ring-value {
            position: absolute;
            top: 50%; left: 50%;
            transform: translate(-50%, -50%);
            font-size: 10px;
            font-weight: var(--font-bold);
        }

        .other-savings-info { flex: 1; }

        .other-savings-name {
            font-size: 12px;
            font-weight: var(--font-semibold);
        }

        .other-savings-sub {
            font-size: 10px;
            color: var(--text-secondary);
        }

        /* ═══════════════════════════════════════════
           SECTION 3: Budget Split — Only yours
           ═══════════════════════════════════════════ */

        .your-split-card {
            background: var(--bg-tertiary);
            border-radius: var(--radius-xl);
            padding: 24px;
            box-shadow: var(--shadow-sm);
            border: 2px solid var(--person-0);
        }

        .split-card-header {
            display: flex;
            align-items: center;
            gap: 10px;
            margin-bottom: 16px;
        }

        .split-card-title {
            font-size: 15px;
            font-weight: var(--font-semibold);
        }

        .split-card-value {
            font-size: 12px;
            color: var(--text-secondary);
        }

        .your-split-card .split-bar,
        .your-split-card .shared-bar {
            height: 32px;
            border-radius: var(--radius-xl);
            overflow: hidden;
            display: flex;
            margin-bottom: 12px;
            box-shadow: inset 0 2px 4px rgba(0,0,0,0.06);
        }

        .split-legend {
            display: flex;
            justify-content: center;
            gap: 16px;
            font-size: 11px;
            color: var(--text-secondary);
        }

        .split-legend-item {
            display: flex;
            align-items: center;
            gap: 6px;
        }

        .split-dot {
            width: 8px;
            height: 8px;
            border-radius: 50%;
        }

        /* ═══════════════════════════════════════════
           SECTION 4: Share Summary — Your col (prominent) + others (2x2 grid)
           ═══════════════════════════════════════════ */

        .proposed-share {
            display: flex;
            gap: 16px;
            align-items: stretch;
        }

        .your-share-col {
            flex: 2;
            padding: 20px;
            border-radius: var(--radius-lg);
            background: var(--bg-secondary);
            border: 2px solid var(--person-0);
            position: relative;
        }

        .your-share-col.person-0-column { border-color: var(--person-0); }
        .your-share-col.person-1-column { border-color: var(--person-1); }
        .your-share-col.person-2-column { border-color: var(--person-2); }
        .your-share-col.person-3-column { border-color: var(--person-3); }
        .your-share-col.person-4-column { border-color: var(--person-4); }

        .others-share-stack {
            flex: 3;
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 10px;
        }

        /* Adapt share layout flex ratios and grid based on member count */
        .proposed-share[data-others="1"] .your-share-col { flex: 1; }
        .proposed-share[data-others="1"] .others-share-stack { flex: 1; }
        .others-share-stack[data-count="1"] { grid-template-columns: 1fr; }

        .proposed-share[data-others="2"] .your-share-col { flex: 1; }
        .proposed-share[data-others="2"] .others-share-stack { flex: 1; }
        .others-share-stack[data-count="2"] { grid-template-columns: repeat(2, 1fr); }

        .others-share-stack[data-count="3"] { grid-template-columns: repeat(3, 1fr); }
        .others-share-stack[data-count="4"] { grid-template-columns: repeat(4, 1fr); }

        .other-share-col {
            padding: 14px;
            border-radius: var(--radius-lg);
            background: var(--bg-secondary);
        }

        .other-share-col.person-0-column { border: 1px solid color-mix(in srgb, var(--person-0) 30%, transparent); }
        .other-share-col.person-1-column { border: 1px solid color-mix(in srgb, var(--person-1) 30%, transparent); }
        .other-share-col.person-2-column { border: 1px solid color-mix(in srgb, var(--person-2) 30%, transparent); }
        .other-share-col.person-3-column { border: 1px solid color-mix(in srgb, var(--person-3) 30%, transparent); }
        .other-share-col.person-4-column { border: 1px solid color-mix(in srgb, var(--person-4) 30%, transparent); }

        .future-total {
            font-size: var(--text-title);
            font-weight: var(--font-bold);
            color: var(--success);
        }

        .future-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
            gap: var(--space-lg);
            margin-top: 20px;
        }

        .future-item {
            background: var(--bg-primary);
            border-radius: var(--radius-lg);
            padding: var(--space-lg);
            text-align: center;
            box-shadow: var(--shadow-sm);
            transition: transform 0.2s, box-shadow 0.2s;
        }

        .future-item:hover {
            transform: translateY(-2px);
            box-shadow: var(--shadow-md);
        }

        [data-theme="dark"] .future-item {
            background: var(--bg-secondary);
        }

        [data-theme="dark"] .future-item[style*="linear-gradient"] {
            background: linear-gradient(135deg, #3a3a3c, #2c2c2e) !important;
        }

        .future-icon {
            font-size: 32px;
            margin-bottom: 8px;
        }

        .future-name {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
            color: var(--text-primary);
            margin-bottom: 4px;
            word-wrap: break-word;
            overflow-wrap: break-word;
        }

        .future-amount {
            font-size: var(--text-lg);
            font-weight: var(--font-bold);
            color: var(--success);
            word-wrap: break-word;
            overflow-wrap: break-word;
        }

        .future-split {
            font-size: var(--text-micro);
            color: var(--text-secondary);
            margin-top: 4px;
        }

        .future-yearly {
            font-size: var(--text-small);
            color: var(--text-tertiary);
            margin-top: 2px;
        }

        /* Budget Page */
        .budget-page { padding-bottom: 100px; } /* Account for floating quick tools */

        .budget-header {
            background: var(--bg-tertiary);
            padding: calc(52px + var(--space-xl)) var(--container-padding) var(--space-xl);
            text-align: center;
            border-bottom: 1px solid var(--border-light);
        }

        .budget-header-title {
            font-size: var(--text-title);
            font-weight: var(--font-bold);
            letter-spacing: -0.02em;
            margin-bottom: 8px;
        }

        .budget-header-subtitle {
            font-size: var(--text-lg);
            color: var(--text-secondary);
        }

        /* Template Selector */
        .template-selector {
            max-width: 400px;
            margin: var(--space-lg) auto;
            position: relative;
        }

        .template-selector-current {
            display: flex;
            align-items: center;
            gap: var(--space-sm);
            padding: var(--space-md) var(--space-lg);
            background: var(--glass-bg);
            backdrop-filter: blur(var(--glass-blur));
            -webkit-backdrop-filter: blur(var(--glass-blur));
            border: 1px solid var(--glass-border);
            border-radius: var(--radius-md);
            cursor: pointer;
            transition: border-color var(--duration) ease, box-shadow var(--duration) ease;
        }

        .template-selector-current:hover {
            border-color: var(--person-0);
            box-shadow: var(--shadow-md);
        }

        .template-selector-label {
            font-size: var(--text-small);
            color: var(--text-secondary);
        }

        .template-selector-name {
            flex: 1;
            font-weight: var(--font-semibold);
            color: var(--text-primary);
        }

        .template-selector-arrow {
            font-size: var(--text-small);
            color: var(--text-tertiary);
            transition: transform var(--duration) ease;
        }

        .template-selector-usage {
            font-size: var(--text-small);
            color: var(--text-secondary);
            text-align: center;
            margin-top: var(--space-xs);
        }

        .template-dropdown {
            position: absolute;
            top: 100%;
            left: 0;
            right: 0;
            margin-top: var(--space-xs);
            background: var(--bg-tertiary);
            border: 1px solid var(--border-medium);
            border-radius: var(--radius-md);
            box-shadow: var(--shadow-lg);
            z-index: 100;
            display: none;
            overflow: hidden;
        }

        .template-dropdown.show {
            display: block;
            animation: fadeInDown 0.2s ease;
        }

        @keyframes fadeInDown {
            from { opacity: 0; transform: translateY(-8px); }
            to { opacity: 1; transform: translateY(0); }
        }

        .template-item {
            display: flex;
            align-items: center;
            justify-content: space-between;
            width: 100%;
            padding: var(--space-md) var(--space-lg);
            border: none;
            background: none;
            font-size: var(--text-body);
            color: var(--text-primary);
            cursor: pointer;
            text-align: left;
            transition: background var(--duration) ease;
        }

        .template-item:hover {
            background: var(--bg-secondary);
        }

        .template-item.active {
            background: var(--person-0-light);
            color: var(--person-0);
            font-weight: var(--font-medium);
        }

        .template-item .check {
            opacity: 0;
            color: var(--person-0);
        }

        .template-item.active .check {
            opacity: 1;
        }

        .template-item.action {
            color: var(--person-0);
        }

        .template-dropdown-divider {
            height: 1px;
            background: var(--border-light);
            margin: var(--space-xs) 0;
        }

        /* Assignment Modal Options */
        .assign-template-options {
            display: flex;
            flex-direction: column;
            gap: var(--space-sm);
        }

        .assign-template-option {
            display: flex;
            align-items: center;
            gap: var(--space-md);
            padding: var(--space-md);
            border: 1px solid var(--border-light);
            border-radius: var(--radius-md);
            cursor: pointer;
            transition: all var(--duration);
        }

        .assign-template-option:hover {
            border-color: var(--person-0);
            background: var(--person-0-light);
        }

        .assign-template-option.selected {
            border-color: var(--person-0);
            background: var(--person-0-light);
        }

        .assign-template-option input[type="radio"] {
            accent-color: var(--person-0);
        }

        .assign-template-option .option-name {
            font-weight: var(--font-medium);
        }

        /* ===== Section Card Header (icon + title pattern) ===== */

        .dash-section-header {
            display: flex;
            align-items: center;
            gap: var(--space-md);
            margin-bottom: var(--space-lg);
        }

        .dash-section-icon {
            width: 44px;
            height: 44px;
            border-radius: var(--radius-md);
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 22px;
            flex-shrink: 0;
        }

        .dash-section-info {
            flex: 1;
            min-width: 0;
        }

        .dash-section-title {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
            color: var(--text-primary);
            line-height: 1.3;
        }

        .dash-section-subtitle {
            font-size: var(--text-caption);
            color: var(--text-secondary);
            margin-top: 2px;
        }

        .dash-section-title .review-badge {
            vertical-align: middle;
            margin-left: var(--space-xs);
        }

        /* ===== Money Flow (Unified Card with Tabs) ===== */

        .money-flow-tabs {
            display: flex;
            gap: 4px;
            padding: 4px;
            background: var(--bg-secondary);
            border-radius: var(--radius-md);
            margin-bottom: var(--space-md);
            border: 1px solid var(--border-light);
        }

        .money-flow-tab {
            flex: 1;
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 6px;
            padding: 10px var(--space-md);
            border: none;
            background: transparent;
            border-radius: calc(var(--radius-md) - 2px);
            font-size: var(--text-body);
            font-weight: var(--font-medium);
            color: var(--text-tertiary);
            cursor: pointer;
            transition: all var(--duration) var(--ease);
            -webkit-tap-highlight-color: transparent;
        }

        .money-flow-tab:hover {
            color: var(--text-primary);
            background: color-mix(in srgb, var(--bg-tertiary) 60%, transparent);
        }

        .money-flow-tab.active {
            background: var(--bg-tertiary);
            color: var(--text-primary);
            font-weight: var(--font-semibold);
            box-shadow: 0 1px 4px rgba(0, 0, 0, 0.1), 0 1px 2px rgba(0, 0, 0, 0.06);
        }

        .money-flow-tab-icon {
            font-size: var(--text-body);
        }

        .money-flow-content {
            position: relative;
        }

        .money-flow-panel {
            display: none;
        }

        .money-flow-panel.active {
            display: block;
        }

        .settlement-actions {
            display: flex;
            justify-content: flex-end;
            margin-top: var(--space-sm);
        }

        .xfer-summary-header {
            display: flex;
            justify-content: space-between;
            align-items: center;
            flex-wrap: wrap;
            gap: var(--space-xs);
            margin-bottom: var(--space-sm);
            font-size: var(--text-small);
            color: var(--text-secondary);
        }

        .xfer-summary-total {
            font-weight: var(--font-semibold);
            color: var(--success);
        }

        /* ===== Monthly Transfer Summary ===== */

        .xfer-accounts {
            display: flex;
            flex-direction: column;
            gap: var(--space-sm);
        }

        .xfer-person-group {
            display: flex;
            flex-direction: column;
            gap: var(--space-xs);
        }

        .xfer-person-header {
            font-size: var(--text-small);
            font-weight: var(--font-semibold);
            padding: 4px 0 2px;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }

        .xfer-account {
            background: var(--bg-secondary);
            border-radius: var(--radius-lg);
            overflow: hidden;
        }

        .xfer-account-header {
            display: flex;
            align-items: center;
            gap: var(--space-xs);
            padding: var(--space-sm) var(--space-md);
            background: color-mix(in srgb, var(--success) 8%, transparent);
            border-bottom: 1px solid var(--border-light);
        }

        .xfer-account-name {
            font-weight: var(--font-semibold);
            font-size: var(--text-body);
        }

        .xfer-account-total {
            font-weight: var(--font-bold);
            font-size: var(--text-body);
            font-variant-numeric: tabular-nums;
            color: var(--success);
            margin-left: auto;
        }

        .xfer-item {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: var(--space-xs) 0;
            font-size: var(--text-small);
            color: var(--text-secondary);
            border-bottom: 1px solid var(--border-light);
        }

        .xfer-item > span:last-child {
            text-align: right;
            min-width: 90px;
            font-variant-numeric: tabular-nums;
            flex-shrink: 0;
        }

        .xfer-item:last-child {
            border-bottom: none;
        }

        .xfer-person-pill {
            display: inline-block;
            font-size: var(--text-micro);
            font-weight: var(--font-semibold);
            padding: 1px 6px;
            border-radius: var(--radius-full);
            margin-left: 4px;
            vertical-align: middle;
            line-height: 1.4;
        }

        /* Collapse/Expand controls */
        .xfer-summary-controls {
            display: flex;
            align-items: center;
            gap: var(--space-xs);
        }

        .xfer-toggle-btn {
            background: var(--bg-secondary);
            border: 1px solid var(--border-light);
            border-radius: var(--radius-md);
            padding: 3px 10px;
            font-size: var(--text-micro);
            font-weight: var(--font-medium);
            color: var(--text-secondary);
            cursor: pointer;
            transition: all 0.2s ease;
        }

        .xfer-toggle-btn:hover {
            background: var(--bg-tertiary);
            color: var(--text-primary);
        }

        /* Account header clickable */
        .xfer-account-header {
            cursor: pointer;
            user-select: none;
            transition: background 0.2s ease;
        }

        .xfer-account-header:hover {
            background: color-mix(in srgb, var(--success) 14%, transparent);
        }

        /* Toggle chevron: down by default, flips up when expanded */
        .xfer-account-toggle {
            font-size: var(--text-micro);
            color: var(--text-tertiary);
            transition: transform 0.25s ease;
            transform: rotate(0deg);
            padding-left: var(--space-xs);
        }

        .xfer-account.expanded .xfer-account-toggle {
            transform: rotate(180deg);
        }

        /* Account items: collapsed by default */
        .xfer-account-items {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.3s ease, padding 0.3s ease;
            padding: 0 var(--space-md);
        }

        .xfer-account.expanded .xfer-account-items {
            max-height: 2000px;
            padding: var(--space-xs) var(--space-md);
        }

        /* Remove bottom border on header when collapsed */
        .xfer-account:not(.expanded) .xfer-account-header {
            border-bottom-color: transparent;
        }

        /* ===== Variance Section ===== */

        .variance-empty {
            text-align: center;
            padding: var(--space-2xl) var(--space-xl);
        }

        .variance-empty-icon {
            font-size: 48px;
            margin-bottom: var(--space-md);
            opacity: 0.5;
        }

        .variance-empty-title {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
            color: var(--text-primary);
            margin-bottom: var(--space-xs);
        }

        .variance-empty-desc {
            font-size: var(--text-caption);
            color: var(--text-secondary);
            margin-bottom: var(--space-lg);
            max-width: 280px;
            margin-left: auto;
            margin-right: auto;
            line-height: 1.5;
        }

        .variance-summary {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: var(--space-sm);
            padding: var(--space-md);
            background: var(--bg-secondary);
            border-radius: var(--radius-lg);
            margin-bottom: var(--space-lg);
        }

        .variance-stat {
            text-align: center;
            padding: var(--space-sm) 0;
        }

        .variance-stat-label {
            font-size: var(--text-small);
            font-weight: var(--font-medium);
            color: var(--text-secondary);
            text-transform: uppercase;
            letter-spacing: 0.04em;
            margin-bottom: var(--space-xs);
        }

        .variance-stat-value {
            font-size: var(--text-heading);
            font-weight: var(--font-bold);
            font-variant-numeric: tabular-nums;
            letter-spacing: -0.02em;
        }

        .variance-categories {
            display: flex;
            flex-direction: column;
            gap: var(--space-xs);
        }

        .variance-category {
            padding: var(--space-sm) var(--space-md);
            background: var(--bg-secondary);
            border-radius: var(--radius-md);
            transition: background var(--duration-fast);
        }

        .variance-category:hover {
            background: var(--bg-tertiary);
        }

        .variance-cat-header {
            display: flex;
            justify-content: space-between;
            align-items: center;
            font-size: var(--text-body);
            margin-bottom: 6px;
        }

        .variance-cat-header span:first-child {
            font-weight: var(--font-medium);
        }

        .variance-cat-header span:last-child {
            font-size: var(--text-caption);
            font-variant-numeric: tabular-nums;
        }

        .variance-bar-track {
            height: 6px;
            background: var(--border-light);
            border-radius: 3px;
            overflow: hidden;
            position: relative;
        }

        .variance-bar-fill {
            height: 100%;
            border-radius: 3px;
            transition: width 0.6s cubic-bezier(0.4, 0, 0.2, 1);
        }

        .variance-bar-over {
            height: 100%;
            border-radius: 0 3px 3px 0;
            position: absolute;
            top: 0;
            opacity: 0.5;
        }

        .review-badge {
            display: inline-block;
            font-size: 11px;
            font-weight: var(--font-semibold);
            padding: 3px 10px;
            border-radius: var(--radius-full);
            letter-spacing: 0.02em;
        }

        .review-badge.reviewed {
            background: var(--success-light);
            color: var(--success);
        }

        .review-badge.pending {
            background: var(--warning-light);
            color: var(--warning);
        }

        /* ===== Pace Indicator ===== */

        .variance-pace {
            padding: var(--space-md);
            background: var(--bg-secondary);
            border-radius: var(--radius-lg);
            margin-bottom: var(--space-lg);
        }

        .pace-track {
            position: relative;
            height: 8px;
            background: var(--border-light);
            border-radius: 4px;
            margin-bottom: var(--space-sm);
            overflow: visible;
        }

        .pace-month-progress {
            position: absolute;
            top: 0;
            left: 0;
            height: 100%;
            background: color-mix(in srgb, var(--text-secondary) 25%, transparent);
            border-radius: 4px;
        }

        .pace-spending-marker {
            position: absolute;
            top: -3px;
            width: 3px;
            height: 14px;
            background: var(--text-primary);
            border-radius: 2px;
            transform: translateX(-50%);
        }

        .pace-labels {
            display: flex;
            justify-content: space-between;
            font-size: var(--text-small);
            color: var(--text-secondary);
            margin-bottom: var(--space-xs);
        }

        .pace-projection {
            font-size: var(--text-caption);
            font-weight: var(--font-medium);
            text-align: center;
        }

        .variance-action {
            text-align: center;
            margin-top: var(--space-lg);
            padding-top: var(--space-md);
            border-top: 1px solid var(--border-light);
        }

        @media (max-width: 480px) {
            .variance-summary { grid-template-columns: 1fr; }
        }

        /* ===== Variance Trend Chart ===== */

        .variance-trend-chart-wrap {
            position: relative;
            height: 260px;
            padding: var(--space-sm) 0;
        }

        .variance-trend-horizon {
            display: flex;
            gap: 2px;
            background: var(--bg-secondary);
            border-radius: var(--radius-full);
            padding: 2px;
            margin-left: auto;
            flex-shrink: 0;
        }

        .horizon-btn {
            background: none;
            border: none;
            padding: 4px 12px;
            border-radius: var(--radius-full);
            font-size: var(--text-small);
            font-weight: var(--font-medium);
            color: var(--text-secondary);
            cursor: pointer;
            transition: all var(--duration-fast);
        }

        .horizon-btn.active {
            background: var(--bg-tertiary);
            color: var(--text-primary);
            box-shadow: 0 1px 3px rgba(0,0,0,0.1);
        }

        .variance-trend-insights {
            padding: var(--space-sm) var(--space-md) 0;
        }

        .trend-insights-grid {
            display: flex;
            justify-content: center;
            gap: var(--space-xl);
            padding: var(--space-sm) 0 var(--space-md);
        }

        .trend-insight-stat {
            text-align: center;
        }

        .trend-insight-value {
            font-size: var(--text-body);
            font-weight: var(--font-bold);
            font-variant-numeric: tabular-nums;
        }

        .trend-insight-label {
            font-size: var(--text-micro);
            color: var(--text-secondary);
            margin-top: 2px;
            text-transform: uppercase;
            letter-spacing: 0.03em;
        }

        .trend-insight {
            font-size: var(--text-caption);
            color: var(--text-secondary);
            text-align: center;
            line-height: 1.5;
        }

        /* Category Breakdown */
        .variance-trend-categories {
            margin-top: var(--space-md);
            padding-top: var(--space-sm);
            border-top: 1px solid var(--border-light);
        }

        .variance-cat-toggle {
            display: flex;
            align-items: center;
            gap: var(--space-xs);
            background: none;
            border: none;
            font-size: var(--text-caption);
            font-weight: var(--font-semibold);
            color: var(--text-secondary);
            cursor: pointer;
            padding: var(--space-xs) var(--space-sm);
            border-radius: var(--radius-md);
            transition: color var(--duration-fast);
        }

        .variance-cat-toggle:hover {
            color: var(--text-primary);
        }

        .variance-cat-chevron {
            font-size: 10px;
            transition: transform var(--duration-fast);
        }

        .variance-cat-grid {
            display: grid;
            grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
            gap: var(--space-sm);
            padding: var(--space-sm) 0;
        }

        .variance-cat-card {
            background: var(--bg-secondary);
            border-radius: var(--radius-md);
            padding: var(--space-sm) var(--space-md);
        }

        .variance-cat-card-header {
            display: flex;
            justify-content: space-between;
            align-items: center;
            font-size: var(--text-caption);
            margin-bottom: 6px;
        }

        .variance-cat-card-bar {
            position: relative;
            height: 4px;
            background: var(--border-light);
            border-radius: 2px;
            margin-bottom: 4px;
        }

        .variance-cat-card-bar-planned {
            position: absolute;
            top: 0;
            left: 0;
            height: 100%;
            background: rgba(88,86,214,0.3);
            border-radius: 2px;
        }

        .variance-cat-card-bar-actual {
            position: absolute;
            top: 0;
            left: 0;
            height: 100%;
            border-radius: 2px;
            transition: width 0.4s ease;
        }

        .variance-cat-card-detail {
            display: flex;
            justify-content: space-between;
            font-size: 10px;
            color: var(--text-tertiary);
        }

        @media (max-width: 480px) {
            .variance-trend-chart-wrap { height: 200px; }
            .trend-insights-grid { gap: var(--space-md); flex-wrap: wrap; }
            .variance-cat-grid { grid-template-columns: 1fr; }
        }

        /* ===== Smart Recommendations ===== */

        .recommendations-list {
            display: flex;
            flex-direction: column;
            gap: var(--space-sm);
        }

        .recommendation-item {
            display: flex;
            gap: var(--space-md);
            padding: var(--space-md);
            border-radius: var(--radius-lg);
            background: var(--bg-secondary);
            border: 1px solid transparent;
            transition: transform var(--duration-fast), box-shadow var(--duration-fast);
        }

        .recommendation-item:hover {
            transform: translateY(-1px);
            box-shadow: var(--shadow-sm);
        }

        .recommendation-item.success {
            border-color: color-mix(in srgb, var(--success) 25%, transparent);
        }

        .recommendation-item.warning {
            border-color: color-mix(in srgb, var(--warning) 25%, transparent);
        }

        .recommendation-item.danger {
            border-color: color-mix(in srgb, var(--danger) 25%, transparent);
        }

        .recommendation-icon {
            width: 40px;
            height: 40px;
            border-radius: var(--radius-md);
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 20px;
            flex-shrink: 0;
        }

        .recommendation-item.success .recommendation-icon {
            background: var(--success-light);
        }

        .recommendation-item.warning .recommendation-icon {
            background: var(--warning-light);
        }

        .recommendation-item.danger .recommendation-icon {
            background: var(--danger-light);
        }

        .recommendation-content {
            flex: 1;
            min-width: 0;
        }

        .recommendation-title {
            font-size: var(--text-body);
            font-weight: var(--font-semibold);
            color: var(--text-primary);
            margin-bottom: 2px;
        }

        .recommendation-desc {
            font-size: var(--text-caption);
            color: var(--text-secondary);
            line-height: 1.5;
        }

        .recommendation-severity {
            display: inline-block;
            width: 8px;
            height: 8px;
            border-radius: 50%;
            flex-shrink: 0;
            margin-top: 6px;
        }

        .recommendation-item.success .recommendation-severity { background: var(--success); }
        .recommendation-item.warning .recommendation-severity { background: var(--warning); }
        .recommendation-item.danger .recommendation-severity { background: var(--danger); }

        /* ═══════════════════════════════════════════════════════════════ */
        /* 2-PERSON SOFT FOCUS                                            */
        /* ═══════════════════════════════════════════════════════════════ */

        /* Buffer card emphasis for logged-in user */
        .buffer-card--you {
            border-width: 2px;
            box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
        }
        .buffer-card--you.person-0 { border-color: var(--person-0); }
        .buffer-card--you.person-1 { border-color: var(--person-1); }
        .buffer-card--you.person-2 { border-color: var(--person-2); }
        .buffer-card--you.person-3 { border-color: var(--person-3); }
        .buffer-card--you.person-4 { border-color: var(--person-4); }

        /* Savings ring emphasis */
        .savings-person--you {
            border-width: 2px;
        }
        .savings-person--you.person-0 { border-color: var(--person-0); }
        .savings-person--you.person-1 { border-color: var(--person-1); }
        .savings-person--you.person-2 { border-color: var(--person-2); }
        .savings-person--you.person-3 { border-color: var(--person-3); }
        .savings-person--you.person-4 { border-color: var(--person-4); }

        /* Budget split card emphasis */
        .dash-card--you {
            border: 2px solid var(--primary);
            box-shadow: 0 4px 20px rgba(0, 113, 227, 0.06);
        }

        /* Share summary column emphasis */
        .share-column--you {
            flex: 1;
        }
        .share-column--you + .share-divider + .share-column {
            flex: 1;
        }

        /* ═══════════════════════════════════════════════════════════════ */
        /* COMPACT VIEW MODE — DASHBOARD                                  */
        /* ═══════════════════════════════════════════════════════════════ */

        /* --- A. Dashboard Hero & Metrics --- */
        .compact-view .dashboard-hero {
            padding: var(--space-md) var(--space-lg);
        }
        .compact-view .dashboard-title {
            font-size: var(--text-heading);
        }
        .compact-view .dashboard-subtitle {
            font-size: var(--text-small);
            margin-top: 2px;
        }
        .compact-view .metrics-section {
            padding: var(--space-sm);
            margin-bottom: var(--space-md);
        }
        .compact-view .metrics-row {
            gap: var(--space-sm);
            margin-bottom: var(--space-sm);
        }
        .compact-view .metric-card {
            padding: var(--space-sm) var(--space-md);
        }
        .compact-view .metric-icon {
            width: 32px;
            height: 32px;
            font-size: 1rem;
            margin-bottom: var(--space-xs);
            flex-shrink: 0;
        }
        .compact-view .metric-value {
            font-size: clamp(16px, 3vw, 22px);
        }
        .compact-view .metric-label {
            font-size: var(--text-micro);
            margin-top: 2px;
        }
        .compact-view .metric-sub {
            font-size: 10px;
            margin-top: 4px;
            padding-top: 4px;
        }

        /* --- B. Buffer Cards --- */
        .compact-view .buffer-cards {
            gap: var(--space-sm);
        }
        .compact-view .buffer-card {
            padding: var(--space-sm) var(--space-md);
        }
        .compact-view .buffer-card-header {
            gap: var(--space-sm);
            margin-bottom: var(--space-sm);
        }
        .compact-view .buffer-avatar {
            width: 32px;
            height: 32px;
            font-size: 12px;
            border-width: 2px;
        }
        .compact-view .buffer-name {
            font-size: var(--text-small);
        }
        .compact-view .buffer-income {
            font-size: 10px;
        }
        .compact-view .buffer-grid {
            gap: var(--space-xs);
        }
        .compact-view .buffer-item {
            padding: var(--space-xs);
        }
        .compact-view .buffer-item-value {
            font-size: clamp(10px, 1.2vw, 14px);
        }
        .compact-view .buffer-item-label {
            font-size: clamp(7px, 0.8vw, 9px);
            margin-top: 2px;
        }

        /* --- C. Dashboard Grid & Cards --- */
        .compact-view .dashboard-grid {
            gap: var(--space-sm);
        }
        .compact-view .dash-card {
            padding: var(--space-md);
            border-radius: var(--radius-lg);
        }
        .compact-view .dash-card:hover {
            transform: translateY(-1px);
        }
        .compact-view .dash-card-header {
            margin-bottom: var(--space-sm);
        }
        .compact-view .dash-card-icon {
            width: 32px;
            height: 32px;
            font-size: 1rem;
        }
        .compact-view .dash-card-header-left {
            gap: var(--space-sm);
        }
        .compact-view .dash-card-title {
            font-size: var(--text-small);
        }

        /* --- D. Savings Rings --- */
        .compact-view .savings-person {
            padding: var(--space-sm);
        }
        .compact-view .savings-rate-ring {
            width: 80px;
            height: 80px;
        }
        .compact-view .savings-rate-ring svg {
            width: 80px;
            height: 80px;
        }
        .compact-view .savings-rate-value {
            font-size: var(--text-body);
        }
        .compact-view .savings-person-name {
            font-size: var(--text-small);
            margin-bottom: var(--space-xs);
        }
        .compact-view .savings-amounts {
            font-size: var(--text-small);
        }

        /* --- E. Category Bars --- */
        .compact-view .category-bar-row {
            padding: var(--space-xs) 0;
            gap: var(--space-xs);
        }
        .compact-view .category-bar-name {
            font-size: var(--text-small);
        }
        .compact-view .category-bar-amount {
            font-size: var(--text-small);
        }

        /* --- F. Share Summary --- */
        .compact-view .share-column {
            padding: var(--space-sm) var(--space-md);
        }
        .compact-view .share-name {
            font-size: var(--text-body);
        }
        .compact-view .share-stat-value {
            font-size: var(--text-small);
        }
        .compact-view .share-stat-label {
            font-size: var(--text-micro);
        }
        .compact-view .share-balance-label {
            font-size: var(--text-small);
        }
        .compact-view .share-balance-legend {
            font-size: var(--text-micro);
        }

        /* --- G. Goals, Projections, Money Flow, Paycheck --- */
        .compact-view .goal-card {
            padding: var(--space-sm) var(--space-md);
        }
        .compact-view .goal-name {
            font-size: var(--text-body);
        }
        .compact-view .goal-progress-text {
            font-size: var(--text-small);
        }
        .compact-view .projection-chart-card {
            padding: var(--space-sm);
        }
        .compact-view .horizon-pill,
        .compact-view .fire-line-pill {
            padding: 6px 12px;
            font-size: var(--text-micro);
        }
        .compact-view .paycheck-card {
            padding: var(--space-sm) var(--space-md);
        }
        .compact-view .paycheck-card-name {
            font-size: var(--text-small);
        }
        .compact-view .paycheck-card-total {
            font-size: var(--text-body);
        }
        .compact-view .future-card {
            padding: var(--space-md);
        }
        .compact-view .future-total {
            font-size: var(--text-heading);
        }
        .compact-view .future-item {
            padding: var(--space-xs) 0;
        }
        .compact-view .money-flow-section .dash-card-header {
            margin-bottom: var(--space-xs);
        }

        /* --- H. 3+ Person Compact Elements (compact + hard focus) --- */
        .compact-view .others-strip {
            gap: 6px;
        }
        .compact-view .other-card {
            padding: 8px 10px;
            gap: 6px;
        }
        .compact-view .other-card .buffer-avatar {
            width: 24px !important;
            height: 24px !important;
            font-size: 9px !important;
        }
        .compact-view .others-strip-label {
            font-size: 9px;
            margin-bottom: 4px;
        }
        .compact-view .other-card-name {
            font-size: var(--text-micro);
        }
        .compact-view .other-card-sub {
            font-size: 9px;
        }
        .compact-view .other-card-buffer-value {
            font-size: var(--text-small);
        }
        .compact-view .mini-ring {
            width: 36px;
            height: 36px;
        }
        .compact-view .mini-ring-value {
            font-size: 9px;
        }
        .compact-view .other-savings-row {
            padding: 6px 10px;
            gap: 8px;
        }
        .compact-view .other-savings-name {
            font-size: var(--text-micro);
        }
        .compact-view .other-savings-sub {
            font-size: 9px;
        }
        .compact-view .proposed-savings {
            gap: 16px;
        }
        .compact-view .your-savings {
            padding: var(--space-sm) var(--space-md);
        }
        .compact-view .your-savings .savings-rate-value {
            font-size: 20px;
        }
        .compact-view .your-savings-name {
            font-size: var(--text-small);
            margin-bottom: 8px;
        }
        .compact-view .your-savings-amount {
            font-size: var(--text-small);
        }
        .compact-view .your-buffer-card {
            padding: var(--space-md) var(--space-lg);
        }
        .compact-view .your-card-name {
            font-size: 15px;
        }
        .compact-view .your-stat {
            padding: 10px 6px;
        }
        .compact-view .your-stat-value {
            font-size: 14px;
        }
        .compact-view .proposed-share {
            gap: 10px;
        }
        .compact-view .your-share-col {
            padding: var(--space-sm) var(--space-md);
        }
        .compact-view .other-share-col {
            padding: var(--space-xs) var(--space-sm);
        }
        .compact-view .other-share-col .share-name {
            font-size: var(--text-small);
        }
        .compact-view .other-share-col .share-stat-value {
            font-size: var(--text-micro);
        }
        .compact-view .your-split-card {
            padding: var(--space-md);
        }
        .compact-view .your-split-card .shared-bar,
        .compact-view .your-split-card .split-bar {
            height: 24px;
        }
        .compact-view .split-legend {
            font-size: var(--text-micro);
            gap: 10px;
        }

        /* --- I. Alert Banners Compact --- */
        .compact-view .alert-banner {
            padding: var(--space-xs) var(--space-sm);
            font-size: var(--text-small);
        }

        /* --- J. Recommendations Compact --- */
        .compact-view .recommendation-item {
            padding: var(--space-xs) var(--space-sm);
            gap: var(--space-sm);
        }
        .compact-view .recommendation-icon {
            width: 28px;
            height: 28px;
            font-size: 14px;
        }
        .compact-view .recommendation-title {
            font-size: var(--text-small);
            margin-bottom: 1px;
        }
        .compact-view .recommendation-desc {
            font-size: var(--text-micro);
            line-height: 1.4;
        }
        .compact-view .recommendation-text {
            font-size: var(--text-small);
        }

        /* --- K. Split by Category Compact — slimmer bars --- */
        .compact-view .category-bar-item {
            margin-bottom: 12px;
        }
        .compact-view .category-bar-header {
            margin-bottom: 4px;
        }
        .compact-view .category-bar-track {
            height: 18px;
        }
        .compact-view .category-bar-fill span {
            font-size: 8px;
        }

        /* --- L. Budget Split Compact — slimmer bar & tighter spacing --- */
        .compact-view .shared-bar {
            height: 32px;
        }
        .compact-view .shared-legend {
            margin-top: 6px;
            gap: var(--space-xs);
        }
        .compact-view .shared-legend-item {
            font-size: var(--text-micro);
        }
        .compact-view .shared-segment {
            font-size: 9px;
        }

        /* --- M. Future Projections Compact — slimmer chart & tighter items --- */
        .compact-view .chart-container {
            height: 150px;
        }
        .compact-view .chart-container canvas {
            max-height: 150px !important;
        }
        .compact-view .chart-container-combined {
            height: 220px;
        }
        .compact-view .chart-container-combined canvas {
            max-height: 220px !important;
        }
        .compact-view .chart-legend {
            margin-top: var(--space-xs);
            gap: var(--space-xs);
        }
        .compact-view .future-grid {
            gap: var(--space-sm);
        }
        .compact-view .future-item {
            padding: var(--space-sm);
        }
        .compact-view .future-icon {
            font-size: 22px;
            margin-bottom: 4px;
        }
        .compact-view .future-name {
            font-size: var(--text-small);
            margin-bottom: 2px;
        }
        .compact-view .future-amount {
            font-size: var(--text-body);
        }
        .compact-view .future-split {
            font-size: 9px;
        }

        /* --- N. Share Summary Compact — slimmer bar & columns --- */
        .compact-view .share-column {
            padding: var(--space-sm);
        }
        .compact-view .share-stats {
            gap: var(--space-xs);
        }
        .compact-view .share-stat {
            padding: 0;
        }
        .compact-view .share-balance-bar {
            margin-top: 12px;
            padding-top: 10px;
        }
        .compact-view .share-balance-visual {
            height: 18px;
        }
        .compact-view .share-balance-label {
            font-size: var(--text-micro);
            margin-bottom: 6px;
        }
        .compact-view .share-balance-legend {
            margin-top: 6px;
        }
        .compact-view .share-divider {
            margin: 0 var(--space-xs);
        }

        /* --- O. Money Flow Compact — slimmer tabs & rows --- */
        .compact-view .money-flow-tabs {
            margin-bottom: var(--space-sm);
        }
        .compact-view .money-flow-tab {
            padding: 6px var(--space-sm);
            font-size: var(--text-small);
        }
        .compact-view .money-flow-tab-icon {
            font-size: var(--text-small);
        }
        .compact-view .settlement-item {
            padding: 5px 10px;
            margin-bottom: 4px;
            font-size: var(--text-small);
        }
        .compact-view .settlement-item-amount {
            font-size: var(--text-small);
        }
        .compact-view .settlement-item-direction {
            font-size: 9px;
            padding: 1px 5px;
        }
        .compact-view .settlement-person {
            gap: var(--space-xs);
        }
        .compact-view .settlement-amount {
            font-size: var(--text-heading);
        }


/* ═══════════════════════════════════════════════════════════════
   DARK MODE — Dashboard component overrides
   (Relocated from tokens.css during CSS modernization)
   ═══════════════════════════════════════════════════════════════ */

/* Disable backdrop-filter on glass elements in dark mode — the solid
   --glass-bg makes the blur unnecessary and removing the filter avoids
   GPU compositing layer artifacts (edge flicker). */
[data-theme="dark"] .metric-card,
[data-theme="dark"] .buffer-card,
[data-theme="dark"] .proj-glass-card,
[data-theme="dark"] .projection-chart-card,
[data-theme="dark"] .quick-tools,
[data-theme="dark"] .template-selector-current,
[data-theme="dark"] .skeleton-card {
    backdrop-filter: none;
    -webkit-backdrop-filter: none;
}

/* Simplify dashboard background to a solid colour in dark mode. */
[data-theme="dark"] .dashboard {
    background: var(--bg-primary);
}

[data-theme="dark"] .metric-card {
    background: #2a2a2f;
    border-color: rgba(255, 255, 255, 0.08);
}

[data-theme="dark"] .metric-card.income:hover { border-color: rgba(0, 122, 255, 0.4); }
[data-theme="dark"] .metric-card.expenses:hover { border-color: rgba(255, 59, 48, 0.4); }
[data-theme="dark"] .metric-card.savings:hover { border-color: rgba(52, 199, 89, 0.4); }

[data-theme="dark"] .buffer-card {
    background: #2a2a2f;
    border-color: rgba(255, 255, 255, 0.08);
}

[data-theme="dark"] .buffer-card.person-0:hover { border-color: color-mix(in srgb, var(--person-0) 40%, transparent); }
[data-theme="dark"] .buffer-card.person-1:hover { border-color: color-mix(in srgb, var(--person-1) 40%, transparent); }
[data-theme="dark"] .buffer-card.person-2:hover { border-color: color-mix(in srgb, var(--person-2) 40%, transparent); }
[data-theme="dark"] .buffer-card.person-3:hover { border-color: color-mix(in srgb, var(--person-3) 40%, transparent); }
[data-theme="dark"] .buffer-card.person-4:hover { border-color: color-mix(in srgb, var(--person-4) 40%, transparent); }

[data-theme="dark"] .metrics-section {
    background: linear-gradient(135deg,
        rgba(0, 122, 255, 0.08) 0%,
        rgba(175, 82, 222, 0.06) 50%,
        rgba(52, 199, 89, 0.08) 100%);
}

[data-theme="dark"] .income-split-item {
    background: var(--bg-tertiary);
}

[data-theme="dark"] .recommendations-card {
    background: var(--bg-tertiary);
}

[data-theme="dark"] .recommendation-item {
    background: var(--bg-tertiary);
    border-color: rgba(255, 255, 255, 0.06);
}

[data-theme="dark"] .recommendation-item:hover {
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.3);
}

[data-theme="dark"] .recommendation-title {
    color: var(--text-primary);
}

[data-theme="dark"] .recommendation-desc {
    color: var(--text-secondary);
}

[data-theme="dark"] .recommendation-icon {
    background: var(--bg-secondary) !important;
}

[data-theme="dark"] .variance-summary {
    background: var(--bg-tertiary);
}

[data-theme="dark"] .variance-category {
    background: var(--bg-tertiary);
}

[data-theme="dark"] .variance-category:hover {
    background: var(--bg-secondary);
}

[data-theme="dark"] .variance-bar-track {
    background: rgba(255, 255, 255, 0.08);
}

[data-theme="dark"] .variance-action {
    border-color: rgba(255, 255, 255, 0.06);
}

[data-theme="dark"] .proj-glass-card {
    background: rgba(40, 40, 45, 0.75);
    border-color: rgba(255, 255, 255, 0.08);
}

[data-theme="dark"] .proj-glass-card:hover {
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.4);
}

[data-theme="dark"] .horizon-pill {
    background: var(--bg-tertiary);
    border-color: var(--border-medium);
}

[data-theme="dark"] .horizon-pill:hover {
    background: #4a4a4c;
}

[data-theme="dark"] .horizon-pill.active {
    background: var(--person-0);
    border-color: var(--person-0);
    color: white;
}

[data-theme="dark"] .horizon-pill-custom.active .horizon-custom-input {
    background: rgba(255,255,255,0.15);
    color: white;
}

[data-theme="dark"] .fire-line-pill {
    background: var(--bg-tertiary);
    border-color: var(--border-medium);
}

[data-theme="dark"] .fire-line-pill.active {
    background: rgba(255, 149, 0, 0.15);
}
